What happens if you opt out

Statutory information to be included in the opt-out notice For an opt-out notice to be valid, it must contain all of the information below. If you are asked or forced to opt out, you can tell The Pensions Regulator. If you change your mind, you may be able to opt back in — write to your employer if you want to do this.

If you stay opted out of the scheme, your employer will normally put you back into pension saving in around three years. If you change your job, your new employer will normally put you back into pension saving straight away. If you have another job, your other employer might also put you into pension saving, now or in the future.

The notice only allows you to opt out of pension saving with the employer you name in the notice. Advanced guidance These resources are aimed at professional advisers and employers with in-house pensions professionals. Opting in, joining and contractual enrolment How to process pension scheme membership outside of the automatic enrolment process. Appendix A: Example process for employers on receipt of an opt-in or joining notice Transcript for Appendix A - Example process for employer when given an opt-in or joining notice 7.

Opting out How to process 'opt-outs' from workers who want to leave a scheme. Is this page useful? Problems with this page? Page not useful? Why not? What were you doing? What went wrong? Check with both your employer and your pension provider to see if you can do this and how long you can do it for. You can do this at any time by writing to your employer. Your employer will automatically re-enrol you in the scheme. They must do this either every 3 years from the date you first enrolled , or they can choose to do it sooner.

If you chose to leave the scheme in the 12 months before the date you would have been re-enrolled, your employer does not have to automatically re-enrol you. But they can choose to re-enrol you. You might be able to increase the amount you get if you delay your pension. For advice about increasing your workplace or private pension, speak to a financial adviser. To help us improve GOV. It will take only 2 minutes to fill in. Cookies on GOV. UK We use some essential cookies to make this website work.

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